Free FD & RD Calculator 2026 - Fixed Deposit and Recurring Deposit Returns Calculator
Bank mein FD ya RD karna chahte hain? Ye Free FD and RD Calculator aapko batata hai ki aapki investment par kitna interest milega, maturity amount kya hoga, TDS ka kitna deduction hoga, aur kaunsa bank best rate de raha hai — sab kuch ek jagah!
| Year | Opening | Interest (₹) | Closing | Gain % |
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| Month | Deposited | Interest (₹) | Balance |
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Enter your FD details below to compare returns across major Indian banks at their current rates.
*Rates are approximate as of 2026 for 1-3 year FDs. Actual rates may vary. Senior citizen rates include +0.5% extra. Check official bank websites for latest rates.
Bank FD interest par TDS tab lagta hai jab interest ₹40,000 (senior citizen: ₹50,000) se zyada ho ek financial year mein.
FD Calculator Kaise Use Karein?
- Principal — kitna paise invest karna hai (slider ya type karein)
- Interest Rate — bank ki FD rate enter karein
- Period — kitne saal ke liye FD karna hai
- Compounding — select karein (banks usually quarterly compound karte hain)
- Calculate dabao — maturity, interest, TDS sab milega
FD vs RD - Kya Fark Hai?
Fixed Deposit (FD) mein ek baar mein puri rakam jama ki jaati hai aur maturity par interest ke saath wapas milti hai. Recurring Deposit (RD) mein har mahine ek fixed amount jama kiya jaata hai — yeh un logon ke liye best hai jo har mahine chhoti savings karna chahte hain. Dono par interest rate lagbhag same hoti hai lekin FD par total interest zyada hota hai kyunki sara paisa ek baar lagta hai.